Chapter 89 Insurance Fraud (ETL) Part 1
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Chapter 89: Human Hearts Are Hard to Predict
Hearing what Gu Ye said, Gu Yang told his brother bluntly, “Brother, what you said is so chuunibyo/childish.”
Gu Ye sneered, “If I were being a chuunibyo1, I would form an army of evil spirits and turn the world upside down. Then I’ll kill all those who offended me and make them into my puppets.”
Gu Yang was so scared from the statement that he swallowed his saliva. He comforted Gu Ye, “Brother, calm down. We live a good life. Our father is rich, our eldest brother is rich, our second brother is rich, and our mother also makes money. We don’t have to worry about food and drink. Don’t think too much.”
Gu Ye was amused by Gu Yang’s serious expression, but he was also worried. What if this simple and silly child got cheated by others when they were not around in the future? As an older brother, Gu Ye was also very concerned. He took out a cinnabar pen and drew a spell, “I’ll tell you a story to broaden your horizons.”
This is a spell that can make people see hallucinations. It is very advanced and ordinary mystics can’t draw it, plus it is a waste of energy so Gu Ye rarely draws it.
Seeing that, Gu Yang flatteringly tilted his head closer to Gu Ye without any defense.
Gu Ye held back his laughter and stuck the talisman on Gu Yang’s forehead, “Close your eyes and watch carefully.”
When drawing this spell, Gu Ye was thinking about the whole story of the ‘kid-snatching’ case. Gu Ye wanted Gu Yang to know that ‘not everything you see is true’. There are still many good people in the world. However, there are quite many bad people as well. Some bad people just take advantage of the kindness of good people to achieve their own goals.
Gu Yang’s expression was very solemn at first, but he became irritable after a while, “Put down the child! You fake father! The child is scared and crying!”
Hearing that, Gu Ye was stunned. He didn’t expect Gu Yang to be more meticulous than ordinary people, he noticed such details that other people don’t.
“The old lady lied! It’s fake!” Gu Yang’s expression was desperate. He didn’t understand why everyone couldn’t see it. It was obvious that it was fake!
“Call the police! This policeman is also fake!” Gu Yang was able to control himself at first, but he couldn’t control himself when he saw this. He was waving his arms and legs as if he wanted to rush up to help.
Seeing this, Gu Ye took off the talisman for him and snapped his fingers. Gu Yang opened his eyes and said in annoyance, “I almost saved the child.”
Gu Ye touched his younger brother’s big head, “The child has been saved. But I want to know, how did you find out that the father, grandmother, and policeman were fake?”
Gu Yang spread his hands, “It’s obvious, it’s fake at a glance!”
“How did you manage to see through the facade?”
“I just see it, with my eyes.” Gu Yang pointed at his own wide eyes, making Gu Ye laugh. This kid lives completely on instinct, and his intuition is sharper than most people.
Gu Ye suddenly remembered something he said before, “Old Fourth, what did you say how Big Brother and Second Brother look like to you?”
Gu Yang answered carelessly, “Big brother looks like a Tyrannosaurus Rex, Second brother looks like Godzilla, and you are a fox that bites people.”
Gu Ye’s face darkened, and he pressed the naughty kid on the sofa, “Don’t you think the fighting power of these 3 species is not on the same level? If I am a fox, then what are you? A chicken?” Gu Ye used practical actions to tell Gu Yang that your older brother is still your older brother. No matter how tall you are, I am still your older brother! I still can press you down anytime I want!
Gu Yang was tousled but he didn’t know where he said it wrong. He climbed up with a confused face. Gu Ye glared at him with disdain and started drawing talismans again, “Come on, older brother will tell you another story.”
Gu Yang was a little scared. Although Gu Ye’s expression did not change, his intuition told him that what Gu Ye would be showing him this time might be scarier than the previous one.
Gu Ye pulled Gu Yang over and said seriously, “You are already a big kid, you have to learn to be brave!” Then he put the talisman on Gu Yang’s forehead.
Gu Yang was still very unhappy and angry at first. After a while, he suddenly jumped up, hugged Gu Ye, and shouted, “Brother, save me! Brother! Help! Resurrected corpse! AHHH, my brother is the reincarnation of the King of Hell, Taishang Laojun! Jiangshi, go away!!”
Gu Ye’s neck hurts from being gripped. This naughty kid has not only grown taller but also has become much stronger.
At this moment, Mrs. Gu came back, and from outside, she heard Gu Yang screaming. She knew without thinking that Gu Ye and Gu Yang were doing nonsense at home. Mrs. Gu walked in with a cold face and just wanted to beat the child.
There was a talisman on Gu Yang’s forehead, and he was shouting and jumping like a zombie. Mrs. Gu asked angrily, “What kind of crazy game are you two playing this time? How old are you? You are not serious at all!”
Gu Ye quickly tore off the talisman on Gu Yang’s head. Gu Yang opened his eyes and looked scared. “I was nearly scared to death! That old lady has a cat face and can meow! Mom, when you are old, I will definitely be filial to you. Please don’t turn into a cat face and resurrect as a corpse!”
Mrs. Gu’s mouth twitched, “What the hell?”
Gu Ye pulled Gu Yang, who couldn’t speak properly, behind him. He took over the topic and said with a smile, “I’m just giving my brother some education so that he will understand that filial piety comes first.”
Gu Yang added exaggeratedly, “My brother put the talisman on my forehead, and I can see hallucinations!”
Mrs. Gu was surprised, and then asked in delight, “It’s so magical? Why didn’t you use such a powerful talisman on him earlier?”
Gu Ye asked puzzledly, “For what?”
Mrs. Gu replied excitedly, “Of course, teach him all the knowledge in your head. Let him study hard, and don’t give me 20 points again!”
Gu Ye didn’t know whether to laugh or cry, “That’s impossible. This method is just to let him ‘see’ it once. If I change the story content to study materials, he won’t be able to learn it. Because his brain doesn’t think in that direction, he can’t remember it.”
Mrs. Gu looked at Gu Yang desperately, “Forget it then.”
Gu Yang followed happily, “Mom, please don’t give up. I think I still can be saved.”
Mrs. Gu sneered twice, “It’s better to save a fart than to save you.”
Gu Yang returned to his brother, aggrieved, “Mom is too much.”
Gu Ye laughed and rubbed his brother’s head, “Child, no need to worry. Your brothers will support your life.”
…
“Hello, Master Gu, I am the cousin of the director of the public relations department of Yuming Media Entertainment Company. My name is Zhu Zirui, and I am the director of the North China Branch of Changping Insurance Company. I don’t know if my cousin has mentioned me to you.”
Gu Ye was amused by the other party’s series of interpersonal relationships, “Yes, he said that someone has been coming into your dream, saying that your company was defrauded of insurance, right?”
Zhu Zirui said excitedly, “Yes, that uncle came to me several times, and the content of each dream was the same.”
Hearing that, Gu Ye narrowed his eyes. If Zhu Zirui had such a dream just once, it might be because he was worried that he was being cheated and it got projected into his dream. But if he had the same dream several times in a row, there would be something fishy going on. “Do you still remember what that uncle looked like?”
“I remember, I remember it very clearly.”
At this point, Zhu Zirui lowered his voice and sounded a little scared, “This matter made me want to find a master to take a look, and it was also because of this uncle. I know his appearance too well because, after his death, we have to pay more than 10 million.”
“This uncle is an insured person. A year ago, his daughter bought him an insurance policy with a net worth of 10 million yuan. A month ago, he suddenly passed away unexpectedly. We are preparing to hand over the 10 million yuan to his daughter. The insurance policy has been reviewed multiple times until it is worn out, and I see his photo every day.”
Gu Ye heard this and realized that there was a problem. “What answer do you want to get from me?”
“I want to know if this old man really came into my dream, is he a wronged ghost? Have we been defrauded of insurance?” At this point, Zhu Zirui was embarrassed, “I also think the possibility of insurance fraud is not high. It’s not like his daughter can kill him?”
Gu Ye smiled, “I don’t care about human affairs, but I can help with ghosts. If you want to know whether it is a ghost who did it, it is easy to confirm. Give me a medium and I can communicate with him. This medium must be something that the uncle used when he was alive. Can you find it?”
The other party was no longer nervous after hearing Gu Ye’s calm words, “It shouldn’t be difficult. I’ll go to his daughter to ask for it.”
Gu Ye smiled and said, “Okay, contact me after you got it.”
…
Zhu Zirui is not very old, only 27 years old. He is good-looking and can speak well. With his good interpersonal skills and his cousin’s help, he managed to climb to his current position. But now, he had to approve a 10 million yuan premium the moment he came to power. This is indeed not looking very good in his performance review. He also wanted to know the truth.
Another thing is that the uncle has appeared in his dreams many times, each time more anxious than the last, which really scared Zhu Zirui. What if he doesn’t check on this matter and the uncle appears to take him away? After hearing Gu Ye agree to help, he went to the uncle’s house that same day.
Because of the recent compensation, Zhu Zirui has been in contact with the uncle’s daughter, Wang Jiao. When Zhu Zirui went there, Wang Jiao was carrying a bag and preparing to go out. Seeing Zhu Zirui coming in person, Wang Jiao was also stunned, “Why didn’t Mr. Zhu inform in advance and come in person?”
Zhu Zirui smiled and said, “I just happened to be passing by. It’s about your father’s insurance policy. Did your father leave any personal belongings? The police still have something to verify. I will send the repayment to you in 3 days at most.”
In his mind, Zhu Zirui thought that since he was already here, and it wasn’t an unreasonable request, most people could give it. Then he would go straight to Gu Ye after getting the item.
Unexpectedly, Wang Jiao’s expression changed as soon as he said this. She immediately turned cold, “What do the police want my father’s belongings for? Isn’t the death certificate enough? What else do they want to check? My father has passed away, you still want to take his things and want to torment him? Are you human beings?”
Wang Jiao has always had a good temper when communicating with Zhu Zirui previously. Now she suddenly becomes like this, Zhu Zirui can’t get a word in for a while.
After Wang Jiao finished scolding, she realized that her attitude was problematic. She pinched her forehead and said apologetically, “I’m sorry, I was too impulsive. Regarding my father, I really… can’t control my emotions.”
Zhu Zirui quickly said, “It’s okay. My request was too sudden and I didn’t think it through. I apologize.”
Zhu Zirui’s attitude made Wang Jiao embarrassed to continue saying anything bad. She asked calmly, “What kind of my father’s personal items that the police want? Is it specific, or anything is fine?”
Zhu Zirui smiled and said harmlessly, “Anything is fine. It’s best to be something close to the body, to extract DNA.”
Wang Jiao subconsciously grabbed her bag, with an expression of panic that could not be concealed. Then she said calmly, “I’m sorry, everything my father used was burned, nothing was left. Will this affect the compensation?”
At this point, Zhu Zirui immediately realized that there was something wrong. He was an insurance agent, and he had mastered the art of reading people’s expressions. From Wang Jiao’s reaction, he could tell that there was something wrong with her. He said regretfully, “It doesn’t matter. We will still compensate you as we should, but the compensation may arrive in your hands a little later.”
Wang Jiao had been urging Zhu Zirui to get the compensation as soon as possible. So, after Zhu Zirui finished speaking, he carefully observed Wang Jiao’s expression and indeed found some anxiety in her eyes. But Wang Jiao still did not agree to find the uncle’s personal belongings for him. Instead, she asked dissatisfiedly, “Didn’t we agree for the payment to be done by the end of this month? Why is it delayed again? The insured person is gone, this is the evidence.”
Zhu Zirui patiently explained, “Ms. Wang, after all, it is 10 million yuan we are talking about. I don’t have such great authority. I have to apply for the clearance for you, and the higher-ups have to review it step by step. Isn’t it just to get more evidence so that the money can be in your hands as soon as possible that I made this trip?”
Wang Jiao took a deep breath, “I don’t have any personal items from my father. Your request is simply inexplicable.” After she finished speaking, she locked the door, “I have something to go out today. Mr. Zhu, goodbye.”
Zhu Zirui returned to the car and gave Gu Ye a call, “Master Gu, I think Wang Jiao’s behavior is abnormal.”
Raw word count: 7321 (whole chapter)
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